Vaka Finance

Terms and Conditions of Use

Welcome to VakaFinance.co.za (the “Website”). These Terms and Conditions of Use (“Terms”) govern your access to and use of the Website. By accessing or using the Website, you agree to be bound by these Terms. If you do not agree with these Terms, you should not access or use the Website.

  1. Intellectual Property Rights

1.1. The Website and all of its content, including but not limited to text, graphics, logos, images, icons, videos, and software, are the property of VakaFinance.co.za or its licensors and are protected by applicable intellectual property laws.

1.2. Unless explicitly stated otherwise, all third-party trademarks, service marks, trade names, and logos displayed on the Website are the property of their respective owners.

  1. Use of Images and Icons

2.1. Some images and icons used on the Website are sourced from Pexels.com and Flaticon.com. The following terms and conditions apply to the use of such content:

2.1.1. Images from Pexels.com: All images from Pexels.com are licensed under the Pexels License, which allows for free and commercial use without attribution. You may use these images in accordance with the terms of the Pexels License.

2.1.2. Icons from Flaticon.com: All icons from Flaticon.com are subject to the Flaticon Basic License, unless otherwise specified. The Flaticon Basic License allows for free use with attribution. You may use these icons in accordance with the terms of the Flaticon Basic License.

2.2. You agree to comply with the terms and conditions of the respective licenses mentioned above when using images and icons from Pexels.com and Flaticon.com. VakaFinance.co.za does not grant you any rights or licenses to these images and icons, except as explicitly stated in the respective licenses.

  1. Disclaimer of Warranties

3.1. The Website and its content are provided on an “as-is” and “as available” basis. VakaFinance.co.za does not make any warranties or representations, whether express or implied, regarding the accuracy, completeness, timeliness, or reliability of the Website or its content.

3.2. VakaFinance.co.za disclaims all warranties, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. You acknowledge that your use of the Website and its content is at your sole risk.

  1. Limitation of Liability

4.1. VakaFinance.co.za, its affiliates, directors, employees, or agents shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or in connection with your use of the Website or its content.

4.2. VakaFinance.co.za does not guarantee the uninterrupted or error-free operation of the Website, and shall not be responsible for any disruptions, delays, or technical issues that may occur.

  1. Indemnification

You agree to indemnify and hold VakaFinance.co.za and its affiliates, directors, employees, or agents harmless from any claims, demands, losses, liabilities, costs, or expenses, including reasonable attorneys’ fees, arising out of or in connection with your use of the Website or any violation of these Terms.

  1. Modifications to the Terms

VakaFinance.co.za reserves the right to modify these Terms at any time. Any changes will be effective immediately upon posting on the Website. Your continued use of the Website after the posting of revised Terms constitutes your acceptance of such changes.

  1. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the Republic of South Africa. Any dispute arising out of or in connection with these Terms shall

be subject to the exclusive jurisdiction of the courts of the Republic of South Africa.

  1. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.

  1. Entire Agreement

These Terms constitute the entire agreement between you and VakaFinance.co.za regarding your use of the Website and supersede any prior or contemporaneous agreements, communications, or understandings, whether oral or written.

  1. Contact Information

If you have any questions or concerns about these Terms, please contact us at:

Vaka Finance Address: Building 2, Country Club Estate 21. Woodlands Drive Woodmead 2021

Email: Building 2, Country Club Estate 21. Woodlands Drive Woodmead 2021

Phone: +2711 021 8211

By accessing or using the Website, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions of Use.